PocketGuard・Money&Bill Tracker

PocketGuard・Money&Bill Tracker

By PocketGuard, Inc.

  • Category: Finance
  • Release Date: 2015-01-07
  • Current Version: 5.16
  • Adult Rating: 4+
  • File Size: 128.61 MB
  • Developer: PocketGuard, Inc.
  • Compatibility: Requires iOS 16.0 or later.
Score: 4.59256
4.59256
From 7,260 Ratings

Description

PocketGuard is a budgeting app for people who want to be on top of their money. Personal finance is made simple by smart algorithms, which means budgeting with PocketGuard is so easy that you don't have to spend your entire life crunching numbers. We take care of all the routines like expense tracking and bill monitoring so you can clearly focus on money management operations. Always know what's in your pocket! A budget is a difference between income and expenses. If it's positive - you're doing well. In any other case, the budget is unbalanced and needs attention. This is where the "Leftover" feature takes action. How much disposable income do you have after paying your bills, saving for your goals, and setting aside enough money for needs and wants? The PocketGuard budgeting app does those calculations for you! Always know the actual safe-to-spend amount so you can fit your monthly budget. Comprehensive analytics! Budget and expense tracking are just a part of the story. If you wanna do money management the right way you need to learn from the data you track. PocketGuard's budgeting app provides you with various reports to let you see personal finances from different angles. Learn about your spending habits, make necessary adjustments, and optimize your monthly budget. Bill tracker and subscription manager! You can use PocketGuard as a bill organizer. Once you connect bank accounts the app starts working as a finance tracker. All your bills and subscriptions will be identified automatically and included in your monthly budget. The bill organizer will help you never miss the due date again. PocketGuard bill organizer gives you an easy way to negotiate better rates with your provider. So you can optimize your budget by cutting costs on services you use. PocketGuard subscription manager will help you to find subscriptions you might have forgotten about. This is another money management trick - stop paying for services you no longer need. Set and reach your financial goals! Goals are a key concept of budgeting. As was mentioned before, expense tracking is just a part of the story. Personal finance is made of goals. Let's say you want to spend less on shopping or save more for vacation. These are financial goals. The PocketGuard budget app gives you all the necessary tools to set them properly. Set up your debt-payoff plan! Nobody's perfect and almost anyone has debt to pay off. The question is: do you have a plan? Connect all your credit and loan accounts and we'll show you the way to a debt-free future. Our smart algorithm calculates the most profitable debt repayment strategy so you'll save hundreds or even thousands by paying less in interest! BANK-LEVEL SECURITY We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN codes and biometrics, like Touch ID & Face ID, as an additional security layer. PocketGuard connects to U.S. and Canadian financial institutions only. PocketGuard Plus subscription lengths and prices: Monthly - $12.99* / month Annual - $74.99* / year Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice. If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Any unused portion of a free trial period will be forfeited if you purchase a different subscription plan. Privacy Policy: https://pocketguard.com/privacy/ Terms of Use: https://pocketguard.com/terms/

Screenshots

Reviews

  • Doesn’t Work

    1
    By RealFederalEmployee
    To sign up it requires your phone number but after you input number it won’t continue.
  • Useless

    1
    By StuSimpson
    Yet, another app that requires you do all these things before you can—TEST DRIVE. It’s called a DEMO! I don’t mind paying I just don’t want you to waste my time. I don’t see any value in wasting my time. Time in fact—is the whole point of the app, correct? This is another useless app to me.
  • Best budget app

    5
    By bahemoth
    Pocket guard is the best budget app available I could find. I used every dollar and YNAB which were both ok but had too many drawbacks. Pocket guard combines the best of both allowing me to forecast like every dollar and still budget only the money I have and use goals like YNAB. I like how the app is very guided and has debt payoff features as well. The lifetime subscription was well worth it because I hate recurring subscription costs. I also like how fast the connection to my bank is, transactions take seconds were YNAB took days to update. It’s as simple or as complicated as you want it to be.
  • Improve

    4
    By Sotooo0
    How does PocketGuard can include BNPL apps and cash app too in order to summarize all personal finance in one
  • Too many bugs

    2
    By karmic02
    After reading reviews for budgeting apps I decided to go with PocketGuard and ended up getting the lifetime subscription. However the app has been super buggy for me. It takes me 2+ tries to add one transaction because I keep getting a network error. All categories are not showing for me and then when I try to add the category it says already exists. Even transactions I add to a category (e.g. Savings) end up going into Uncategorized because somehow the categories aren’t showing. Tracking “Sections” is also clunky. Honestly I could not recommend this app to anyone.
  • Keeps trying to charge me even though I canceled

    1
    By taraelise139
    I canceled my subscription with the app but it keeps trying to charge me over and over and my bank keeps notifying me. Not the best experience.
  • Subscription required

    1
    By justdontgetthisapp
    There’s no free version which is so disappointing, a little ironic that an app to help you save and track money is just another subscription 🙄🙄
  • Annoying

    3
    By BubblesMomma83
    I paid for a year subscription and everytime I open my app it’s an ad advertising a year subscription
  • Won’t Even Let Me Sign Up

    1
    By bforce
    So I decided after researching that I wanted to try this app. Went and created user/password and then it asks me for my phone number to verify. Put in my phone and click - ERROR - but it does send me the text! I just can’t do anything with the number they texted me because I can’t move on after the error message. If it can’t get this right…yikes! Look elsewhere.
  • App error/ support no working

    1
    By Ronaldo Puertas
    Since April, I haven't been able to update one of my accounts in the app. It's in a constant loop. I can't reconnect to the bank, delete it, or do anything else. Support doesn't work and they can't solve the problem.

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