Copilot: Track & Budget Money

Copilot: Track & Budget Money

By Copilot Money, Inc.

  • Category: Finance
  • Release Date: 2019-08-19
  • Current Version: 6.0.6
  • Adult Rating: 4+
  • File Size: 246.55 MB
  • Developer: Copilot Money, Inc.
  • Compatibility: Requires iOS 15.6 or later.
Score: 4.7626
4.7626
From 23,021 Ratings

Description

Apple Design Award Finalist, 2024 "An app that I love and use." - MKBHD "The future of personal finance" - Apple App Store Clear, beautiful, trusted. Copilot Money is the app that makes money simple. Now available for iPhone, Mac, and iPad. Copilot gives you incredible clarity into all your accounts, plus smart ways to categorize, budget, save, view your recurring subscriptions, and more. And without all the "work" of Mint and others, since Copilot learns to auto-categorize your spending — while keeping your data safe with bank-level security. Copilot is on your side, in a world where banks and other apps are trying to sell you, not help you. It's a paid subscription, which means we'll never show you ads for credit cards you don't need, or sell your data to others. And you can chat with us anytime about questions, and even feature requests. Let's reclaim our financial data together! Try Copilot free for one month. It's the best money you'll ever spend! Key features: • Safe & Secure: We safeguard your data with bank-level security. • All in One: Connect over 10,000 institutions, including Venmo, Coinbase, Amazon, and Apple Card — and see the big picture across it all. • Best-in-Class Support: Navigating finances can be complicated. Our dedicated support team is ready to help you every step of the way. • Adaptive Budgets: Copilot uses your habits to create and tweak realistic budgets for you. • Savings Goals: Associate any account and transaction to count towards your goals. • Cash Flow: Visualize how you're doing in three key areas — income, spending, and net income. Easily compare and see trends. • AI Categorization: Thousands of transactions, automatically categorized. • Subscription Tracking: Stay on top of your recurring spending. Even things you forgot! • Investments: View performance, and even benchmark against market indexes. • Custom Notifications: Stay informed, not overwhelmed, on overdraft fees and more. • Dark Mode & Widgets: Customize your experience with Copilot! Learn more at https://www.copilot.money Terms of Service: https://www.copilot.money/terms_of_service Privacy Policy: https://www.copilot.money/privacy_policy Copilot Money currently works with US financial institutions only.

Screenshots

Reviews

  • Complicates

    1
    By UltiSelf or UltriScam?
    As usual, a way overpriced app that does nothing simply. It is overly complicated and charged me for the year without warning. Yes when you sign up there is fine print and I didn’t cancel in time but I would strongly advise against anyone using it. The training tutorials are terrible and I just don’t have house to categorize everything before figuring out a budget. I can do that with a spreadsheet.
  • Changed the way I view my money

    5
    By ApolloFolf
    I work in finance as a profession and this app has transformed how I view my own money. It’s incredibly easy to use, flexible for any situation, and fun to interact with the great UI and customization options.
  • Great app, but…

    4
    By Kda1990j
    The app is great, but I feel like the categorization is getting worse and never remembers what my reoccurring transactions are even though the transaction name never changes.
  • Recurring transactions are designed poorly

    2
    By onedollarninja
    I’ve been using Copilot for a few months. I hate how it automatically creates recurring transactions for things that are not recurring. I spent $22 at a pet store last weekend, and Copilot created a recurring series for this and grouped it with purchases I made from Apple for completely different amounts. Very poor design. It has become quite burdensome. The time it takes to micromanage and fix recurring transactions greatly outweighs any added benefit. It is annoying. I now find myself in the position of finding a different money management app.
  • Exceptional

    5
    By glat1957
    This app finally got me to take a budget seriously. I used to log every transaction religiously but never stuck with a real budget. The automatic transaction tracking and easy budgeting feature make this app worth every penny! I’m not sure if the devs read every comment but as an iOS developer myself I appreciate the attention to detail and craft in this app. I do wish the buttons had an isPressed state though.
  • The Best

    5
    By tgel3062
    Wow! I’m really impressed with this app! I’ve used everything from Mint to Monarch and nothing matches the ease of use and effort of this budgeting app. They take a different approach to managing a budget and that’s where the brilliance of the program shines. There was short learning curve for me (I preciously used Monarch) but once I understood why they do what they do and the machine learning was able to interpret my categories this app became effortlessly. Less than a minute a day and I’m done. I’m able to keep on track and on top of my money. Support team is on top of things. I received a quick response when I sent a comment. I say this is definitely a must try.
  • Very disappointed

    2
    By smaranh
    This is a great app but one of my accounts has stopped syncing since February, 2025. I reached out to their support but it’s been nothing but sorry we can’t do anything about it other than wait n watch. Sorry to say, but the quality of this app has gone down and not sure if I will be renewing it.
  • Love the looks!

    4
    By Patrickj1214
    Great app! Except… Editing transactions is very limited. Would like to mass edit and rename all at once. Another issue is Copilot does not memorize transaction names. Otherwise great program. I like the looks and features way better than Monarch
  • Buggy!

    1
    By Nickname937
    I have never seen a more buggier app since 2010. Wow! I couldn’t log out. I couldn’t add account. The buttons didn’t work. Lol
  • To complicated

    1
    By StuSimpson
    This is too complicated to set up. I don’t mind spending money—but don’t waste my time. I want to test drive!— HELLO… DEMO! I want to see value! I don’t want you to waste my time with all these crazy questions and setup nonsense. So, YES! Your software is useless to me!

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