FLEXIBLE WAYS TO PAY Choose to pay in 4 interest-free payments, pay the full amount, in 30 days or over time. SHOP ANYWHERE IN THE KLARNA APP Access Klarna's flexible payment options anywhere - shop at your favorite stores and split your purchase with the payment plan that suits you. UP TO 10% CASHBACK Shop in the app and earn up to 10% cashback. Get cashback at hundreds of stores in the app. Not points, just money that you can put towards your next purchase. GET THE KLARNA CARD Use Klarna at the coffee shop, mall, or restaurant—wherever Visa is accepted. Pay later or over time, shop abroad without additional foreign exchange fees, and enjoy no monthly or annual fees. USE KLARNA WITH APPLE PAY Split the cost with Klarna on Apple Pay, available in-store and online. FIND THE BEST PRICE, EVERY TIME Search for any product and instantly compare prices across stores. HASSLE-FREE RETURNS Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime. TRACK ALL YOUR DELIVERIES Get real-time updates, arrival times, and pickup photos—right in the Klarna app. 24/7 CUSTOMER SERVICE Use our chat in the Klarna app for 24/7 support. // CA resident loans made or arranged pursuant to a California Financing Law license. // Earn cashback on Klarna App purchases. Klarna balance account required and funds can only be used within Klarna. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Klarna may get a commission. Limitations, terms and conditions apply. The Klarna Credit Card is issued by WebBank pursuant to a license from Visa U.S.A. Inc. Terms and Conditions apply to gift certificates/gift cards like Klarna Balance. The Klarna Credit Card is issued by WebBank pursuant to a license from Visa U.S.A. Inc. Terms and Conditions apply to gift certificates/gift cards like Klarna Balance. Paying over time on Apple Pay: Loans not offered by Apple. Subject to eligibility requirements and approval. Not available in all markets, and may not be available for all types of purchases, such as subscriptions and recurring transactions. Available with Apple Pay online and in app, on iPhone and iPad. Not available in-store. Software requirements apply. Additional terms may apply. For more eligibility and feature details, see https://support.apple.com/120477. Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
