Experian®

Experian®

By Experian

  • Category: Finance
  • Release Date: 2016-05-16
  • Current Version: 4.2.3
  • Adult Rating: 4+
  • File Size: 199.98 MB
  • Developer: Experian
  • Compatibility: Requires iOS 17.0 or later.
Score: 4.84463
4.84463
From 2,529,936 Ratings

Description

Financial Power to All™. Get your Experian credit report and FICO® Score* with a free Experian® membership—no credit card needed! Apply with confidence for credit cards labeled “No Ding Decline™” that won’t ding your FICO® Score if you’re not initially approved^^. You could save big on car insurance and even get notified about changes to your credit profile. With a paid membership, you could save an average of $631/year on bills and subscriptions with Bill Negotiation & Subscription Cancellation**, get started today. GET STARTED FOR FREE ■Experian credit report and FICO® Score* Check your FICO® Score and credit report anytime, anywhere—it won't hurt your credit. Get every 30 days. See what factors help or hurt your FICO® Score, and actions to take for better credit. ■Experian Boost®ø Raise your FICO® Score* using bills you already pay, like your cell phone, utilities, video streaming services and eligible rent payments. ■Credit monitoring Stay informed with push notifications if your FICO® Score* changes, accounts are opened in your name or new inquiries appear on your credit report. ■Marketplace^ Compare credit card, personal loan or car insurance options matched to your unique credit profile. Apply with confidence for cards labeled “No Ding Decline™” that won’t ding your FICO® Score if you aren’t approved^^. You could save money with a personal loan or save over $1,007+/year on car insurance^^^. PREMIUM BENEFITS ■Bill Negotiation & Subscription Cancellation** You could save up to $631/year and time when we negotiate your bills!! We'll even cancel subscriptions you no longer want. ■Experian CreditLock*** Protect against identity theft by locking your Experian credit file. We’ll alert you real-time if someone applies for credit in your name while your file is locked. TERMS See experian.com/legal for Terms of Use Agreement & Privacy Policy. øResults will vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®. *Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8 or another type of credit score altogether. **Results will vary. Not all bills or subs are eligible for negotiation/cancellation. Savings are not guaranteed, and some may not see any savings. Experian members for whom Experian completed at least one negotiation and canceled at least one subscription averaged $631/year of anticipated savings. ***Experian CreditLock is a separate service from Security Freeze: experian.com/freeze/center.html. Learn about the differences between them: experian.com/blogs/ask-experian/whats-the-difference-between-freezing-or-locking-my-credit/ ^Based on FICO® Score 8 model. Approval is not guaranteed. Some may not see savings from improved interest rates. Offers are not available in all states. ^^Applying for ‘No Ding Decline™’ credit cards won’t hurt your credit scores if you aren’t initially approved. Initial approval will result in hard inquiry, which may impact your credit scores. ^^^Results will vary and some may not see savings. Average savings of $1,007 per year for customers who switched and saved. ©2025 Experian. All rights reserved. Experian. Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners. Licenses & Disclosures: experian.com/help/cm-licenses-and-disclosures.html

Screenshots

Reviews

  • Not really good

    1
    By dosedup
    Woke up one day and my credentials won’t work now
  • Awful Customer Service

    1
    By <-Z3R0->
    This app truly deserves 0 stars everything is completely well until it isn’t. My password wasn’t signing me in and i did it too many times and it locked me out but getting in contact with anyone is literally impossible you’ll be locked out with no chance of getting help.
  • nu

    5
    By nellyynell
    very useful
  • Dated sales techniques

    1
    By Googleizhorrific
    Any company that does this automatically receives one star from me; when I want to cancel a membership that I signed up for on your app, I should be able to cancel it on your app. It should be a federal crime to make an exit harder to achieve than an entry. It has ensured that I won’t ever purchase another service from Experian due to these deceptive tactics.
  • Best service

    4
    By Mr lucky 03
    Why would my credit score take a hit when I paid off a small loan to replace my furnace?
  • Informative

    5
    By Phatrick72
    If you get the basic package that gives you the one major credit bureau report for under $10 is the only one you need. It keeps you up to speed with your credit rating. They will keep on trying to up sale your package but don’t fall for it. If you do it’s almost $30 a month and it’s not always accurate or up to date. Like I said just get the basic package that’s all you need!
  • Boost is a Bust

    1
    By Das Harrier
    Do not use boost, it will at first help your score but you will quickly find that it makes your score much more volatile based on simple purchases from your checking accounts etc. The feature is very big brother and adding caused more harm than good. My payments are great, my accounts are good and steadily increasing, why should a purchase of tires from my checking account cause my score to go down 24 points!?
  • Experian App = Awful

    1
    By Kuporr
    10-26-2025 6:37am After the 8th straight day of EXPERIAN disconnecting my all accounts, Customer Service telling me I need to uninstall and reinstall the app(I did multiple times) it still disconnects all my accounts each and every day!! I’m super sick of this app, I really think they need to overhaul it and fix all the issues once and for all. Until then, I’m done with it. Recommend it to someone else - NEVER!!!
  • Verification

    2
    By Get experience
    They don’t update login information quickly
  • Doesn’t work

    1
    By vadimnj63
    Doesn’t send verification code sms to cell phone. Unable to login

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