YNAB

YNAB

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 25.20
  • Adult Rating: 4+
  • File Size: 111.83 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Requires iOS 17.0 or later.
Score: 4.80518
4.80518
From 56,223 Ratings

Description

Where does all your money go? Exactly where you tell it to! “We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.” -Kyle, YNAB user since 2020 If you’re like the average YNABer (just AVERAGE), you’ll save $600 in the first two months. And $6,000 in the first year. But you might experience something much more powerful than a growing bank account balance or paid off credit cards: 92% of YNABers report feeling less stressed since starting YNAB. “YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix." -Kyle, again. We didn’t even pay him to say this, but maybe we should. Every dollar represents you—it’s the product of your energy. You work too hard for all that to go to waste. We’ll show you how to give every dollar a job, so your paychecks are working toward your priorities and values, your wants and needs, your work and your play. Your money is your life. Spend it well with YNAB. Start your one-month free trial today! Features: BUILT FOR PARTNERS & FAMILIES -Up to six people can share budgets on one YNAB subscription -Simplifies sharing finances with a partner -Cheaper than couples counseling PAY OFF YOUR DEBT -Loan planner tool -Calculate time and interest saved -A debt-paying community to cheer you on IMPORT TRANSACTIONS AUTOMATICALLY -Securely link financial accounts to bring in transactions -Option to add transactions manually -Experience the oddly satisfying routine of categorizing transactions NO ADS -Privacy protection -No in-app ads -No third-party product pitching. Ew. VIEW YOUR FINANCIAL PICTURE ALL IN ONE PLACE -Net worth report -Spending breakdown -Income vs expense report SET & REACH GOALS FASTER -Track expenses -Set spending targets -Visualize progress as you go REAL HELP FROM REAL HUMANS -Award-winning support team -Free live workshops -Real people (who aren’t perfect either) “My wife and I can attest to the fact that the average budgeter saves around $600 in 2 months. We did! We love everything about YNAB except that WE DIDN’T START SOONER!!!!!!!!!” -Gideon, YNAB user since 2019 "I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED!” -@taber “I’m sleeping better now. Our arguments about money have magically evaporated.” -Jonathan, YNABer (former Mint user) "My fiance and I will be paying for our wedding without any loans because of YNAB." -@Thai_Jonny “A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.” -Kat, YNAB user since 2016 Your money is your life. Spend it well with YNAB. Free for 30 Days, then Monthly/Annual Subscriptions Available Subscription Details -YNAB is a one-year auto-renewable subscription, billed monthly or annually. -Payment will be charged to iTunes Account at confirmation of purchase. -Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. -Account will be charged for renewal within 24-hours prior to the end of the current period. -Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. -Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096) Terms of Use: https://www.ynab.com/terms/?isolated Privacy Policy: https://www.ynab.com/privacy-policy/?isolated California Privacy Policy: https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated

Screenshots

Reviews

  • Doesn’t work

    1
    By mta82amw
    Cannot create an account, as there are NO signup options. Cannot sign in with Google, either. There is nothing in app to address this. Literally nothing left to click on.
  • Never been able to get it to work

    1
    By reddragons213
    If I try to create an account it says I already have one. If I try to reset the password for the account it claims I have it then says the account doesn’t exist.
  • Serious flaw - otherwise the best budget app

    4
    By hank williums
    Look guys, props for making the best budget app. But you need to realize this is not ever remotely user friendly. The UX/UI is tough, managing credit payments, moving money etc is horribly confusing, even after 9 months of using it. Want 5 stars? Make it’s so easy to use that my grandma would use it. I find myself every few months having to completely start over cause my savings and other finances are so out of wack.
  • Wow

    5
    By Bri39260
    There is a bit of a learning curve at first but once you spend an hour with it, it is life changing. No other money management app comes close(and I’ve tried most). I have no complaints or suggestions or features that are missing. They nailed it!
  • Good app too expensive

    3
    By jur1965
    This is a good app and I’ve been using it since the non subscription days. This app does work and is easy to use. But the price has steadily increases of the past two to three years and it is now too much for what it offers. There are other budgeting apps that have more features including credit checks for 40% less. This app is great at $60 to $70 a year but $109 is far far too expensive.
  • YNAB

    1
    By TryVettingApple
    Absolutely one of the dumbest budgeting tools I’ve ever tried to use. When you need freaking YouTube videos to explain your stupidity maybe you should change your tool. Waste of time trying to set this up. Don’t waste your money
  • Do It!

    5
    By Mamamagee
    Easy and fun to use. Customizable and great content to access. This app/website, when used with intention will open up guilt—free spending. Decide what’s important to you and put your money there! (Oh and don’t lose sight of those bills that we adults are responsible for) On a limited income, in a high cost geographic location, I’ve paid off over $30K and still had lattes and vacations and Christmas presents. I find increased enjoyment when I’ve reached a spending goal and know that the money is completely set for the purchase/activity. I also use it at tax time for easy totals of possible deductions (looking at you high cost of healthcare) Worth the annual fee.
  • Love the new updates!

    5
    By LydianX
    All the latest updates looking good! I am especially fond of the new look when splitting transactions into multiple categories on the mobile app. Makes it so easy to assign income to different budgets on the go. I used to have to do this via web app to see all my splits at the same time. Still waiting on you all to add the capability to set an End Repeat to my recurring transactions (i.e. loan payments) that only need to repeat so many times. I actually submitted this idea some years ago and it was completely ignored. However, I’ll still say this app is top notch for budgeting and financial planning. Keep up the good work!
  • Great!

    5
    By 4girlsandE
    App is easy to use. I use it everyday. I use website 4-6 times a year for features not offered on the app. In general YNAB has been a game changer for my financial health. It has helped me plan for future bills as well as prioritize and be intentional about my spending. I have less stress about money and bills because I can see what my money’s job is.
  • The best budgeting app - second to none.

    5
    By Lan2013
    This app is the best you will find. I teach budgeting to college students and have used this app daily for over 7 yrs and have found this to be the go-to budget tool if you really want to get control of your budget. Thank you YNAB for being awesome! Please do not sell out ever!

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