Capital One CreditWise

Capital One CreditWise

By Capital One

  • Category: Finance
  • Release Date: 2015-11-02
  • Current Version: 1.127.0
  • Adult Rating: 4+
  • File Size: 193.80 MB
  • Developer: Capital One
  • Compatibility: Requires iOS 16.0 or later.
Score: 4.83772
4.83772
From 283,253 Ratings

Description

A free credit monitoring tool that could help you improve your score At CreditWise, we believe in empowering people with the tools to effectively monitor their credit. We do more than show you your free credit report: we back it up with targeted advice, tools and alerts to help you monitor your credit. And that’s not all - CreditWise provides identity theft monitoring tools such as dark web alerts and a credit simulator to help you forecast the potential effects of your credit decisions. Used by millions, CreditWise is key for anyone who wants to know, improve, or monitor their credit score. Using CreditWise won’t hurt your score, and you won’t ever be asked to enter a credit card number. All features are free: ● Updates as frequently as daily to your TransUnion® VantageScore 3.0 credit score. ● Access to your credit report from TransUnion® to look for signs of error, theft, or fraud. ● The Credit Simulator, which helps you see how everyday decisions may affect your credit score. ● Helpful breakdowns of the key factors that make up your credit score and how you’re doing on each of them. ● Suggestions to help you improve and take control of your credit score. ● Alerts about select changes to your TransUnion® or Experian® credit reports. ● Alerts if your Social Security Number or email address are found on the dark web. ● Alerts if any new names or addresses were associated with your Social Security Number on a credit application. Popular Feature: Tool to forecast how every day decisions might affect your score How could closing a credit card account affect your credit score? How much could your score change if you pay off half your credit card debt or all your debt? See how these decisions could impact your score before you act by using our Credit Simulator. CreditWise is free, fast, secure, and available to every adult who is 18 or older residing in the US with a Social Security number and a report on file at TransUnion. Sign up for CreditWise today and let us help you make a change.

Screenshots

Reviews

  • garbage

    1
    By dustin2xx
    worst credit card there is, literally go anywhere else
  • New user

    3
    By Derecho’s
    I gave this app a 3 star because I literally just made a user name with my phone number and everything and now I can’t even log in on neither this app or capital one because is saying is not my phone number and is my everyday number I use
  • Just a suggestion

    5
    By Bobo Grammy
    Just a suggestion, you might let us add a second email address. I have bills and online orders on one email and investments on another. Love the app!
  • Locks you out for logging in too many times

    1
    By Wes 631
    After logging in multiple times successfully today the app told me I have used its 2 factor authentication code system too many times and will have to wait 24 hours to log in again. When I called the number given on the screen they said there’s nothing they can do to log me in. If the app is inactive for a few minutes it automatically logs you out, so it’s really not absurd to have to log back in many times in a day when you’re trying to figure out your finances.
  • New credit rating

    5
    By Bremerhemer
    With Creditwise I just had the experience of impacting my credit rating by signing up with a new interest credit card! Can I cancel that new card?
  • CreditWise app

    5
    By Big Johnny 45
    A Good App for keeping track of your credit score and your financial needs and history too! Thank you for your services!
  • So much help

    5
    By Whittwhitt85
    I can finally look and control how much I spend. Or even them.
  • Credit wise is running while you can

    1
    By TerrySayless
    They are the beginning of the end of your credit you have been warned get ready to talk to ChatGPT’s chat bots and automated responses when you call in the only way to get a person is to act like you are signing up for something or paying a bill. They will do more harm than anything I guarantee it
  • Apple Account taken over by hackers.can’t straighten iPhone out

    5
    By lolamarie80
    Some contacts are bogus. Not added by myself. Definitely don’t know them.Using personal info to try to gain banking account info.
  • Flaw

    2
    By Weather in Fl
    The app has some erroneous data on my report. Chat (impossible to find a real person) ignores the question and says contact Experian. They say that my credit score on this app has a number that isn’t on my credit report. They can’t do anything. So now I’m deadlocked with an erroneous credit score. This has been going on for years.

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